Investment Services

Seasoned Experience in
Individual Retirement Planning

Pension Corporation of America Offers a Range of Individual Investment Management Options

Planning for Retirement

Planning for your retirement is one of the most important steps that you can take to secure your future income needs. PCA also provides financial planning software, eMoney as a tool for all retirement plan participants.

You will want to focus on your replacement income, the timing of your social security benefits, and funding your health care costs. How do you estimate these needs?

Working on budgeting now and identifying your wants versus your needs is essential for future success. Developing a plan will help identify your income replacement that will cover your everyday needs, while generating enough income to also meet your desired discretionary spending.

As you develop a long term plan, either on your own or with the assistance of planning professionals, it is critical to look at your needs today when planning for tomorrow.

New to Your Retirement Plan? Watch a Quick Overview of Your Retirement Plan Website to Learn About Key Features.

Rollover Individual Retirement Account

If you’ve changed jobs or recently retired, you may be wondering what you should do with your 401(k) or other retirement savings account from a former employer. One option that is available through Pension Corporation of America is a Rollover Individual Retirement Account (IRA).

Rollover means to move money from a retirement plan such as a 401(k) or 403(b) into an IRA. If you receive a payout from your company 401(k) plan and are under age 59½, you may be subject to taxes and penalties on the distribution. If you rollover your distribution into an IRA you will continue to receive the tax-deferred status of your retirement savings and will avoid penalties and taxes.

You may setup a Rollover IRA account online with our PCA® Managed Portfolio Solutions through Charles Schwab Individual Investment Accounts.

Simplified Investment Portfolio Management

PCA Investment Advisory Services, Inc. offers a great way to simplify your investment portfolio management. We have partnered with Charles Schwab to deliver a professional advisory solution for individuals. Schwab has over 30 years of experience delivering financial services with financial partners. Important advantages of an IRA include:

  • Greater Flexibility
  • Allows for contributions to the IRA account (IRS maximums for 2021 are $6,000 if you are under age 50 and $7,000 if you are over age 50)
  • Simplified distribution process with fixed and variable payment options
  • Potentially Lower Cost
  • Consolidated retirement accounts may provide greater simplicity and control
  • By using a provider with whom you have already established a financial relationship, PCA will help facilitate a smooth transition from your 401(k) to an IRA.

Pension Corporation of America has been in the retirement business for over 40 years and has achieved success by always placing the interest of our client first. Pension Corporation of America will work with you to set up an account with your current and future needs in mind.

If you are interested in establishing an IRA, please contact us.

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